GrowOrPay
GrowOrPay see-saw logo

Pain drives change.

Put your own money on the line if you skip your daily commitments. Free unless you fail.

Try the web app →Get it on Android

iPhone coming soon.

Three steps. That's the whole app.

STEP 1

Set a daily deadline.

It repeats every day automatically — change it anytime.

STEP 2

Before that deadline, tap one button.

“Yes, I finished all my tasks for today.”

STEP 3

That's it.

We never ask what your tasks are — we trust you.

Tap YES in time → you pay NOTHING.

Miss the deadline → the fee you chose is charged to your card.

Why a small consequence works

It sounds too simple. But it's the same instinct that stops you touching a hot stove twice: pain avoidance.

A small, real consequence quietly rewires how seriously your brain treats your own promises.

That's why normal to-do apps fail — with no consequence, your brain treats the list as optional.

And remember: finish on time and you pay nothing. The app is free unless you fail.

“The pain of discipline weighs ounces. The pain of regret weighs tons.”
— Jim Rohn

You're in control.

You set the fee

From $5 — pick what stings just enough.

Cancel anytime

No questions asked. No retention dark patterns.

Auto-pause

Miss 3 days in a row → charges pause automatically. We only hold you accountable while you're actually using the app.

Pricing

$0/month.

The app is free. You only ever pay the fee you set when you miss a deadline.

Tips welcome but optional.
Stripe processing fees are absorbed by us.

Get smarter about pain-driven change.

We write occasionally about the psychology of habits, accountability mechanics, and where money-on-the-line works (and where it doesn't).

One short email a week, sometimes less.

Join the email list

We email when we ship something worth knowing. No spam, ever.

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What people say

I tried every habit app. The only one that actually got me out of bed at 6am was the one that would charge me $20 if I didn't.
Placeholder user · 3-month streak
I've paid the fee twice. I haven't missed since. That's the whole pitch — it works because it's real.
Placeholder user · Daily writing habit

Stop letting yourself off the hook.

Set your first deadline in under 60 seconds.

Open the app →